Thrivory

Practices deliver care now and get paid months later

An oncology practice buys expensive medications before treatment. An infusion center pays its clinicians and suppliers up front. Then both wait weeks or months for insurers to reimburse care that has already been delivered. For independent practices on tight margins, that delay can decide whether they hire, expand or invest. The money is expected. The problem is when it arrives.

Funding claims before insurers pay

Thrivory's AI underwriting analyzes claims to estimate expected payment amounts, timing and denial risk, then advances up to 80% of the expected reimbursement on eligible claims. When the insurer pays, Thrivory reconciles the payment and settles the remaining balance after applicable fees.

Its ThriveNow API embeds claim assessment and same-day funding into the EHRs, practice management systems and clearinghouses practices already use.